Private funding is a type of funding that sits between senior debt (the primary mortgage or loan) and equity in the capital structure. It is typically used by businesses or property developers who need additional funding to complete a project but don't want to bring in new investors or dilute ownership. Private loans are often structured as second mortgages on the property or business, meaning they are repaid after the senior debt but before equity distributions. This financing option provides quick access to capital with flexible terms, allowing you to keep more control over your project or business.

Private funding offers several advantages for businesses and developers:

• Avoid Dilution of Ownership: Private loans enable you to access funds without giving away equity or bringing in new investors, allowing you to retain full control of your business or project.

• Preserve Cash Reserves: Instead of using your own cash reserves, private finance lets you free up capital that can be used for other purposes.

• Faster Access to Capital: Private financing is typically quicker to arrange than traditional loans, ensuring that your project or business moves forward without delay.

• Flexible Terms: These loans can be tailored to your needs, with flexible repayment schedules and competitive interest rates.

Private funding is ideal for a wide range of businesses and projects, including:

• Property Developers: If you're building a new development or completing a property project, private funding can bridge the gap between your existing senior debt and equity.

• Business Owners: If you're expanding your business but want to avoid dilution of ownership, private funding provides the capital you need without bringing in new investors.

• Investors: Those financing larger projects with higher returns can benefit from private loans as they offer higher risk but also higher potential rewards.

• Construction Projects: Private funding can provide essential funding for construction projects, ensuring you have enough capital to complete your build on time.

At Ziku Equity, we take a personalised approach to every client. Our team works closely with you to understand the unique challenges and goals of your project or business. We then design tailored financing solutions that align with your specific requirements. This might include structuring a private loan with flexible repayment terms, providing bridging finance to cover short-term gaps, or advising on debt structuring to ensure you achieve the best possible outcome. We focus on clear communication and transparency, so you fully understand the options available and how they will help you achieve your objectives.

At Ziku Equity, we understand that time is critical, especially when you need additional funding to complete a project or seize a business opportunity. Our private funding solutions are designed to be fast and flexible, allowing you to secure funding quickly and move your project forward without delay. While the exact timeline will depend on the specifics of your situation, we work efficiently to process your application and get you the capital you need as soon as possible.